If you’re a senior who struggles to hear people clearly on the phone, you don’t have to miss out on important conversations. Many programs offer free caption phones, which show written text of what the other person is saying in real time. These phones make it much easier to stay in touch with loved ones, manage appointments and stay connected to the world around you. Here’s a simple step-by-step guide to help you figure out whether you qualify for a...
Staying connected has never been more important. Whether it’s checking in with loved ones, calling for help in an emergency or keeping up with daily news and entertainment, having a reliable phone can make a big difference in a senior’s quality of life. But for many older adults, the cost of a new phone or monthly service can feel out of reach. Fortunately, there are several ways for seniors to access cheap phones and service plans. Keep reading to learn...
Alcohol addiction, also called alcohol use disorder (AUD), can affect anyone—regardless of age, background, or lifestyle. Because drinking is common in social settings, it’s easy to miss the warning signs when casual use turns into dependence. Understanding what to look for can help you recognize the problem early, whether it’s in yourself or someone you care about. Below is a clear, easy-to-read guide on the physical, emotional, and behavioral signs of alcohol addiction and why it’s important to take them...
Choosing a Medicare plan is one of the most important health decisions you’ll make. The right plan can help you get the care you need without breaking your budget, while the wrong one can lead to unexpected bills or limited coverage. Because there are several parts and options, it’s easy to make a choice that doesn’t fit your needs. Read on for tips on how to avoid making mistakes when choosing a Medicare plan. One of the biggest mistakes people...
Many people overlook the simple fact that what you drink before bedtime can affect your rest. Certain beverages contain stimulants, sugars or substances that interfere with your body’s natural sleep–wake cycle, exacerbating insomnia and other sleep disorders. Below, we’ve outlined seven of the worst drinks for sleep disorders. For each, we explain why it’s harmful and how it can affect your sleep quality. Avoiding these beverages—especially in the hours leading up to bedtime—can help you reclaim more restful nights. Coffee...
If you’re asking, “how do personal loans work?”, you’re certainly not the only one. An increasing number of Americans are turning to personal loans for their flexibility and speed, but often with little education on how they work, and more importantly, how to avoid predatory lenders. If you need to consolidate credit card debt or fund a big life event, personal loans offer a lump sum of cash upfront, which you pay back in fixed monthly installments over time. Keep...
How does a reverse mortgage work? Many people want to know the specifics, and you should know exactly they entail before applying for one. Put simply, it lets homeowners who are 62 and older tap into their home equity to receive cash, without monthly mortgage payments. What's the catch? Let's get into it. You borrow against the equity you’ve built in your home. That equity can take the form of a lump sum, monthly payments, a line of credit or a mix. The loan balance...
There is no one best way to quit smoking. Different people will find different approaches to be effective. Thankfully, there are several methods you can try. Let's take a look at ten effective options. Nicotine replacement therapy (NRT) gives your body a small dose of nicotine without the dangerous chemicals found in cigarettes. Brands like Nicorette offer options that include patches, gum, lozenges, inhalers and nasal sprays. These tools help reduce cravings and ease withdrawal symptoms while you learn to break the habit. If you...
Walk-in tubs provide a safer and more comfortable bathing experience, especially for seniors, individuals with mobility challenges and those recovering from surgery. Unlike traditional bathtubs, walk-in tubs are designed with accessibility and support in mind. If you're interested in getting one, keep reading our shopping guide to learn about the benefits of walk-in tubs, who should consider one and a list of the top models currently available. One of the biggest advantages of walk-in tubs is the low step-in threshold, which greatly reduces the risk...
Traveling in business class is a great way to enjoy extra comfort and excellent service. However, it can be expensive if you do not plan carefully. The good news is that you can often find deals that make business class flights more affordable. In this article, we share ten tips on how to book cheap business class flights. Many airlines offer loyalty programs that reward frequent flyers. When you join these programs, you earn points or miles each time you fly. Over time, you can...
Did you know you can get a subsidy to put towards a monthly cell phone bill? If you want to know how to get a free cell phone in the USA, keep reading. We're here to provide tips to help you afford your phone so you can stay connected. The Lifeline Assistance Program offers a $9.25 monthly subsidy toward phone or broadband service for qualifying low-income individuals and households, or up to $34.25 for those living on Tribal lands. To be eligible, your income must...
